It is hard to believe we are in May now. Time is flying in lightning speed. Life is so busy with day job and family. I can’t wait to achieve my financial freedom so I can set my own schedule rather than set by boss and spend a quality time with my families and friends. Hey, I am moving … [Read more...]

For tax purpose, I added fresh capital into my self-direct RRSP account for the year of 2014 and purchased some dividend growth U.S stocks to diversify my stock holdings. I am not a big fan of RRSP, but for my knowledge RRSP is the only effective way for Canadians to buy U.S dividend stocks … [Read more...]

My life has changed completely after I became a dad (new dad) for a cute baby boy. Now, I have more responsible than ever - no continuous sleeping at night, no meals on-time, often taking off from work, and so on. In other words, he keeps us busy all days and nights. Dads will understand what I … [Read more...]

Recent market declines helped me to purchase 5 dividend growth Canadian stocks from my watch list with a little cash. This year(2014), my focus was saving for down payment to our first home, and am aiming to put at least 20% down payment to avoid the CMHC mortgage insurance fee. Thus, I did not … [Read more...]