Dividend stocks portfolio – Recent Changes – April 2022

Intro..

For those of you new to this website, in this post, I discuss the recent changes I made in my dividend portfolios, and sometimes I discuss my portfolio diversification strategies as well.

Investors have been going through one of the most challenging times in their investment periods, especially tech-focused investors having difficulty navigating this market storm.

Most asset classes are down, and there is nowhere to hide during this uncertain time.

Many things are going on globally- higher inflation, rising interest rates, war, supply chain issues, higher debt levels, highly speculative investments, etc.

All these events have been priced in the market.

These events are not new. They happened in the past and will happen in the future.

market correction

This is the 4th major market correction in my investment journey.

The first one was in 2015 during the oil crash. I was new at the time, and my portfolios were smaller.

The second one happened in 2018, but it was short and followed by a big rally.

The third one was the biggest compared to the other two. It was a pandemic driving market sell-off. It scared me off.

My portfolios were down over 12% in a single day. A 5% drop was standard at the time.

Luckily, I sold a couple of positions at the beginning to reduce my margin loan. Thus, I escaped from the margin call.

My portfolios went through all of these and became more robust than ever.

Now, my portfolios have been navigating through the 4th correction.

This is not as big as March 2020.

And my income-focused portfolios have been doing okay. The impact is very minimal compared to the overall market.

I didn’t have significant exposure to the tech sector. I have a few tech stocks, and they are down a bit. But, they didn’t significantly impact my overall investments so far.

A few more prominent positions in my portfolio are at or near their 52-week high. I sold a tiny position in one stock (CGY) and took some profits.

And many dividend stocks are holding up well.

Market volatility is a normal part for stock investors.

However, if this market volatility continues for a while, it will spread to the other areas due to margin calls, which creates buying opportunities. I have been preparing to take advantage of this by improving my buying power.

These worries are now not new to me.

We were worried about something else during the last market volatility. Now we are worrying about different things. Once these worries disappear, we will be worrying about something new.

Real estate (REITs) are down slightly from their 52 weeks high.

My real-estate holdings represent less than 8% of my overall portfolio. I plan to increase this between 12% and 15%. Thus, I still have some room for the real-estate sector. I will slowly add more units in the coming month using the cash flow in my TFSAs and RRSP.

Small-cap portfolio

My small-cap growth portfolio has been struggling for a while, and there is no sign of recovery.

It is an experimental project with a tiny portion of my money compared to my dividend portfolios. It is just less than 2% of my overall investments.

Therefore, its poor performance is not noticeble.

I am looking for an opportunity to exit the position and try a new idea again with a small investment.

Here are the changes I made in my dividend portfolios in April 2022:

Disclaimer..

Please note the information posted on this website is the opinion of my own and should not be considered as professional financial advice. I am not a financial professional, and I can buy, sell, or hold any investment at any time.

Any transactions I publish on this website are not recommendations to buy or sell any securities or investments.

Please do your own research or consult with a qualified financial professional before even considering using the information obtained from this website.

The changes made in my Canadian portfolio in April 2022.

• sold 25 shares of CGY at $71.10
• added 38 units of RIT at $20.52 (average price)
• added 6 units of MREL (IDR renamed to MREL) at $15.52 (average price)

The changes made in my U.S dividend portfolio in April 2022.

• added 10 units of NUSI at $22.84 (average price)
• added 4 units of DGRO at $51.95 (average price)

There are no changes made in my International dividend portfolio in April 2022.

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With recent purchases and dividend increases, my yearly estimated passive income (EPI) increased by $186 from $24 432 to $24 618 in April 2022 (exchange rate – 1USD = 1.2807 CAD)

I have updated the portfolio pages with these changes.

Commission FREE ETF purchases

Are you wondering how I can execute small orders of ETSs? Thinking about commission fees?

Actually, I use Questrade for all my ETFs purchases. There are no commission fees for ETFs purchases at Questrade. Therefore, we could buy one or any number of ETFs without paying any commission fees.

This is a great way to deploy cash and invest for more cash-flow as soon as they come in.

For those looking to start investing with little money, Questrade is one of the good options to consider because of their commission-free ETF program and minimum requirements to open an account.

If you have a plan to open an account with Questrade, please accept my gift and take advantage of this $50 trade commission rebate.

There is a trading charge of $4.95 when you sell ETFs. All the details are at the time of writing. If you have a plan to open an account at Questrade, please check all the information (including current commission fees) on their website and see if it is suitable online brokerage for your needs.

Disclosure: This post contains affiliate link. Therefore, I will earn a commission if you use the links to buy products or services (at no additional cost to you).

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